Citi is a TPG promoting associate.
For those who’re trying to increase your summer time journey with a pleasant haul of transferable factors, you would possibly need to take into consideration certainly one of Citi’s most viable playing cards available on the market.
The Citi Premier® Card (see rates and fees) is providing 60,000 ThankYou factors after you spend $4,000 on purchases inside the first three months of account opening. In response to TPG valuations that peg ThankYou factors at 1.8 cents apiece, that is a bonus price $1,080.
Up to now, Citi has offered up to 80,000 ThankYou bonus points — and whereas that is a reasonably strong deal, 60,000 ThankYou factors additionally provide tons of worth. Let’s dive deeper into Citi’s Premier Card to see what different perks it provides.
Apart from the potential factors haul the sign-up bonus provides, the Citi Premier is without doubt one of the finest earners amongst rewards bank cards due to its varied bonus classes. They embrace:
Presently, Citi is providing 10 factors per greenback on airfare, lodge and automobile rental bookings when booked by the Citi Journey portal on ThankYou.com by June 30, 2024. You will additionally obtain 1 level per greenback on all different purchases.
What are you able to do with Citi ThankYou factors?
What’s significantly invaluable about ThankYou factors is the flexibility to make the most of the issuer’s airline and hotel transfer partners.
After you meet the preliminary spending requirement of $4,000 within the first three months, you will have a minimum of 60,000 ThankYou factors — and much more, for those who’ve spent within the bonus classes listed above — that you should utilize to e-book journey that features flights and accommodations.
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For those who worth simplicity, the 60,000-point sign-up bonus will allow you to e-book $600 of paid journey instantly by the Citi ThankYou travel portal. You will earn miles and elite standing on these flights by redeeming factors this fashion, and you do not have to fret about award availability. You might additionally redeem your factors for $600 in reward playing cards.
TPG bank card author Danyal Ahmed is a large fan of the Citi Premier and makes use of his factors completely by transferring them to a few of Citi’s switch companions.
He finds worth in packages corresponding to Air France-KLM Flying Blue, due to their standardized award chart between the U.S. and Europe, which provides business-class tickets for 50,000 factors one-way whereas being able so as to add a free stopover.
Earlier than its devaluation, Danyal typically transferred his Citi ThankYou factors to Turkish Airlines Miles&Smiles to safe business-class seats for as little as 47,000 miles one-way to the Center East. Nonetheless, one other phenomenal use of Citi factors is to switch them to Qatar Airways Privilege Club to e-book the famend QSuite business-class product.
Associated: Everything you need to know about ThankYou points
Issues to contemplate
This is the precise verbiage on software restrictions for this provide:
Bonus ThankYou® Factors usually are not accessible when you’ve got acquired a brand new account bonus for a Citi Premier® account up to now 48 months.
Further perks provided by the Citi Premier embrace:
- $100 annual lodge credit score (on single lodge keep bookings of $500 or extra, excluding taxes and costs, booked by thankyou.com)
- Free FICO credit score monitoring
- Citi Fast Lock so you may block new purchases with out interrupting recurring ones
- Misplaced pockets safety for emergency money
- Citi Concierge entry
- Complimentary ShopRunner membership
- No foreign transaction fees
- Citi Entertainment
- Prolonged guarantee on purchases and cellphone insurance coverage
Associated: Review of the Citi Premier Card
Backside line
Between the sign-up bonus, incomes 3 factors per greenback on a variety of well-liked bonus classes, and invaluable switch companions, the Citi Premier Card is a superb journey rewards bank card.
You may simply rack up ThankYou factors by on a regular basis spending on fuel, groceries and eating purchases and not using a cap on what number of factors you may earn.
Apply right here: Citi Premier with a 60,000-point bonus offer
